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Text 4 "It is always better to buy a house; paying rent is like pouring money down the drain." For years, such advice has encouraged people to borrow heavily to get on the property ladder as soon as possible. But is it still sound advice House prices are currently at record levels in relation to rents in many parts of the world and it now often makes more financial sense--especially for first--time buyers--to rent instead. Homebuyers tend to underestimate their costs. Once maintenance costs, insurance and property taxes are added to mortgage payments, total annual outgoings now easily exceed the cost of renting an equivalent property, even after taking account of tax breaks. Ah, but capital gains will more than make up for that, it is popularly argued. Over the past seven years, average house prices in America have risen by 65% , those in Britain, Spain, Australia and Ireland have more than doubled. But it is unrealistic to expect such gains to continue. Making t
A. negated.
B. popularized.
C. commended.
D. overhauled.

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