更多"[单选题]The interest earned on both th"的相关试题:
[单选题]Which one of the following earned the highest risk premium over the period 1926–2016?
A. Long-term corporate bonds
B. U.S. Treasury bills
C. Small-company stocks
D. Large-company stocks
E. Long-term government bonds
Difficulty: 1 Easy
Topic: Risk premium
Learning Objective: 12-03 Discuss the historical risks on various important types of investments.
[单选题]( ) The company earned a lot of money.As a result, the members’ personal income rose by a/an _________ of 13 percent.
A.average
B.ordinary
C.common
D.usual
[单选题] Typically, increasing interest rates
A. discourages individuals from saving.
B. discourages corporate investments.
C. encourages corporate expansion.
D. encourages corporate borrowing.
E. none of the above.
[简答题] Mortgage interest rates loosely track interest rates on three-month Treasury bills.
[简答题] Monetary policy affects interest rates but has little effect on inflation or business cycles.
[简答题] Different interest rates have a tendency to move in unison.
[简答题] Interest rates can be accurately described as the rental price of money.
[单选题] Interest rates are important to financial institutions since an interest rate increase ________ the cost of acquiring funds and ________ the income from assets.
A. decreases; decreases
B. increases; increases
C. decreases; increases
D. increases; decreases
[简答题] Equity represents an ownership interest in a firm and entitles the holder to the residual cash flows.
[单选题]Researchers have shown more and more interests in ( ) energy sources.
A.alternative
B.advocate
C.aspect
D.revise
[简答题] Interest rates are determined in the bond markets.
[单选题] The Fed can lower the federal funds interest rate by ________ securities, thereby ________ reserves.
A. selling; adding
B. selling; lowering
C. buying; adding
D. buying; lowering
[单选题] Typically, the interest rate on corporate bonds will be ________ the more restrictions are placed on management through restrictive covenants, because ________.
A. higher; corporate earnings will be limited by the restrictions
B. higher; the bonds will be considered safer by bondholders
C. lower; the bonds will be considered safer by buyers
D. lower; corporate earnings will be higher with more restrictions in place
[单选题] The interest rate borrowers pay on their mortgages is determined by
A. current long-term market rates.
B. the term.
C. the number of discount points.
D. all of the above.
[单选题]A loan that calls for periodic interest payments and a lump sum principal payment is referred to as a(n. ________ loan.
A. amortized
B. modified
C. balloon
D. pure discount
E. interest-only
Difficulty: 1 Easy
Topic: Types of loans
Learning Objective: 06-03 Describe how loans are amortized or paid off.
[单选题]The interest rate that is most commonly quoted by a lender is referred to as the:
A. annual percentage rate.
B. compound rate.
C. effective annual rate.
D. simple rate.
E. common rate.
Difficulty: 1 Easy
Topic: Loan interest and rates
Learning Objective: 06-04 Show how interest rates are quoted (and misquoted..
[单选题] (I. ARMs offer lower initial rates and the rate may fall during the life of the loan. (II. Conventional mortgages do not allow a borrower to take advantage of falling interest rates.
A. (I. is true, (II. is false.
B. (I. is false, (II. is true.
C. Both are true.
D. Both are false.
[简答题] Interest rates on banker's acceptances are low because the risk of default is very low.
[单选题] To sell an old bond when interest rates have ________, the holder will have to ________ the price of the bond until the yield to the buyer is the same as the market rate.
A. risen; lower
B. risen; raise
C. fallen; lower
D. risen; inflate
