[单项选择]Before making a loan, potential lenders determine the borrower's ability to meet ______

[单项选择]Think a lot before making （）decision
A. its    
B. your   
C. yours   
D. their

[填空题]

Before making a speech, we often need to make brief speaking notes. You can put them on cards no smaller than 150x100mm. Write in large and bold letters that you can see at a glance, using a series of brief headings to develop the information in sufficient detail, The mount of information you include in your notes will depend on the complexity (复杂性) of the subject, your familiarity with it, and your previous speaking experience. Here are some steps for you to follow when preparing brief speaking notes.
First, you should write a summary, or an outline, of the project to be reported and the results achieved. Then an introduction follows. This includes background information and purpose of the project. Next comes discussion, In this part, what has been done, how it has been done and the results achieved should be dealt with. At the fourth step, you have two choices : one is the conclusion ff the project is completed. The other is the future plan if the project is still in pr

[单项选择]Charging commercial interest rates on student loans may NOT result in the situation that______.


A. some students may be deprived of higher education
B. poor students will study harder
C. rich students will get an advantage over poor ones
D. students will tend to refuse jobs with lower pay

[简答题]In relation to the concept of loan capital, under the provisions of Companies Ordinance, 1984, explain the meaning of: (a) ‘debenture’; (5 marks)

[单项选择]A loan refers to anything given on condition of its return or repayment of its ______.
A. excess
B. debt
C. currency
D. equivalent

[单项选择]In addition to the world bank loan, how much more money does the pro ject require


A. $ 250 million.
B. $ 450 million.
C. $ 407 million.
D. $ 650 million.

[简答题]Yado Steel Co Ltd (Yado Steel) entered into a loan agreement with Industry Bank to borrow RMB 20 million yuan for its expansion programme. Yado Steel provided its office building as property mortgaged for the debt, and made the registration as required. Mr Ding, one of the shareholders of Yado Steel, placed a guarantee letter of general liability in favour of Industry Bank. Due to poor performance, Yado Steel failed to repay the debt when it came to maturity. Meanwhile, Industry Bank, under a restructuring plan, transferred the credit of RMB 20 million yuan together with the right of pledge to Oriental Assets Management Co (OAM). It also made a written notice to Yado Steel and Mr Ding, but failed to transfer the right of mortgage to OAM. On the contrary, Industry Bank concluded an agreement with Yado Steel before it went bankrupt, and settled other debts owed by the latter through the sale of the office building as mortgaged for the loan. Having found this fact, OAM, as a transferee o

[简答题]In relation to loan capital: (b) defi ne and distinguish between a ‘fi xed charge’ and a ‘fl oating charge’. (6 marks)

[简答题]Restructuring a syndicated loan of a financially distressed borrower often requires unanimous agreement of all banks.

[单项选择]The bank will extend our loan, should the need_________.


A. arise
B. raise
C. rise
D. arouse

[单项选择]Students are expected to pay the loan back ______ they are earning enough.
A. so far as
B. now that
C. even if
D. as soon as

[简答题]In relation to company loan capital, describe and distinguish between: (a) a fixed charge; and (4 marks)