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发布时间:2024-03-28 18:58:53

[判断题]Insurance policy is not required to be in writing to be enforceable.

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[简答题]Insurance policy
[单项选择]Technically a given category of insurance policy is underpriced if, over time, claims against it plus expenses associated with it exceed total income from premiums. But premium income can be invested and will then yield returns of its own. Therefore, an underpriced policy does not represent a net loss in every case.
The argument above is based on which of the following assumptions
A. No insurance policies are deliberately underpriced in order to attract customers to the insurance company offering such policies.
B. A policy that represents a net loss to the insurance company is not an underpriced people in every case.
C. There are policies for which the level of claims per year can be predicted with great accuracy before premiums are set.
D. The income earned by investing premium income is the most important determinant of an insurance company’s profits.
E. (E) The claims against at least some underpriced policies do not require paying out all of the premium income from those policies as soon as it is earned.
[填空题]According to the insurance policy, policyholders must______ in order to get protection.


[单项选择]A life insurance policy that has a constant premium through the life of the policy is called a ______.
A. term life policy B. whole life policy
C. universal life policy D. fixed -rate life policy
[单项选择]What has happened to Harvey’s insurance policy
A. It was lost somewhere.
B. It decreased in value.
C. It was given up.
D. It became his burden.
[填空题]

When you buy life insurance, you want a policy that fits your needs at reasonable cost. Your first step is to determine how much life insurance you need. Next, you need to decide how much money you can afford to pay. Finally, you must choose the type of policy that meets your coverage (保险类别) goals and fits into your financial plan. Once you have completed these steps, you will be able to move ahead and contact several life insurance companies through an agent who will show the fight type of policy for you.
There are many reasons for purchasing life insurance, among which are the following:
Insurance to provide family protection and financial security to surviving family members upon the death of the insured person.
Insurance to cover a particular need upon the insured’s death such as paying off a mortgage or other debts.

What should you take into consideration when choosing a life insurance policy
Both your needs and the()
[填空题]

INSURANCE POLICY
The insurer (保险公司): (46)
The insured: (47)
The object (投保对象) of the insurance policy: (48) of color television set
The insurance premium: (49)
Classes and kinds of insurance: against (50) .

47()

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