[填空题]As the result of insurance rates rising nationwide, Americans as a whole are suffering financially, no matter whether they are directly affected by destructive weather or not.

[单项选择]Because postage rates are rising, Home Decorator magazine plans to maximize its profits by reducing by one half the number of issues it publishes each year. The quality of articles, the number of articles published per year, and the subscription price will not change. Market research shows that neither subscribers nor advertisers will be lost if the magazine’s plan is instituted. Which of the following, if true, provides the strongest evidence that the magazine’s profits are likely to decline if the plan is instituted
A. With the new postage rates, a typical issue under the proposed plan would cost about one-third more to mail than a typical current is, sue would.
B. The majority of the magazine’s subscribers are less concerned about a possible reduction in the quantity of the magazine’s articles than about a possible loss of the current high quality of its articles.
C. Many of the magazine’s long-time subscribers would continue their subscriptions even if the subscription price were increased.
D. Most of the advertisers that purchase advertising space in the magazine will continue to spend the same amount on advertising per issue as they have in the past.
E. (E) Production costs for the magazine are expected to remain stable.

[单项选择]Rates of depression and anxiety are rising in the modern world. Proposed remedies are numerous. And one that is reaping growing attention is meditation, and mindfulness meditation in particular.
The aim is simple: to pay attention--be "mindful". Typically, a teacher will ask you to sit upright, in an alert position. Then, they will encourage you to focus on something straightforward, like the in- and out-flow of breath. The aim is to nurture a curiosity about these sensations--not to explain them, but to know them.
It’s a way of concentrating on the here and now, thereby becoming more aware of how the here and now is affecting you. It doesn’t aim directly at the removal of stresses and strains. In fact, it is very hard to develop the concentration necessary to follow your breath, even for a few seconds. What you see is your mind racing from this memory to that moment. But that’s the trick: to observe, and to learn to change the way you relate to the inner sufferings. Therein
A. It is one way to treat depression and anxiety.
B. It requires one to focus on the inner suffering.
C. It will providing explanations to your feelings.
D. It can remove depression and anxiety directly.

[填空题](S2) The divorce rates keep rising mainly because ________and

[单项选择]When real interest rates fall as a result of an unexpected expansionary monetary policy of government:（）
A. aggregate demand decreases leading to both an increase in current output and higher prices in the short run.
B. aggregate demand increases leading to both an increase in current output and higher prices in the short run.
C. aggregate demand increases leading to both a decrease in current output and higher prices in the short run.

[填空题]What are insurance companies Insurance companies are the businesses ______.

[简答题]Insurance policy

[单项选择]
Whole life is permanent insurance protection that protects you for your whole life, from the day you purchase the policy until you die, as long as you pay the premiums (保险费).
Whole life can be a solid foundation. Upon this foundation you can build a long-term financial plan, because it guarantees lifetime protection for your family or business.
Whole life insurance provides basic insurance protection, plus Mortgage protection, Estate preservation, Retirement funding, Charitable giving, Business needs...
A life insurance agent will help you determine an amount of insurance needed to protect your family or business in the event of your death.
Generally after the first year, the policy begins to increase cash value. The amount of cash value in your policy usually increases every year. This money can be used to help purchase a home, fund a child’s education, add to retirement income, or for any other pu
A. A life insurance agent.
B. Nobody except yourself.
C. Your family members.
D. Your lawyer.