Insurance is supposed to provide
protection against financial risks, and while dying too soon is one major risk
we face, another risk more and more people fear is outliving their money. As a
result, a growing array of life insurance products make it possible to protect
against both of those risks.
In many of today’s life insurance
products, MacDonald notes, "The death benefit portion really has become a
commodity type product, so if someone is really concerned about the financial
impact of dying young, then they can get a pretty good deal by buying term
insurance on a commodity basis--find the cheapest policy and buy it. "But, he
says," The other side of the coin is that insurance companies have developed
products that can be very creative, and very competitive to other alternatives,
including investments. They can fill a ver
A. People have no choice when buying insurance products.
B. There were so many choices in insurance products in the past that people found it difficult to make a decision.
C. There are no better and cheaper insurance products.
D. It is better for people to have so many insurance products to choose.
更多"{{B}}Text 3{{/B}}
Insur"的相关试题:
[单项选择]{{B}}Text 3{{/B}}
Insurance is supposed to provide
protection against financial risks, and while dying too soon is one major risk
we face, another risk more and more people fear is outliving their money. As a
result, a growing array of life insurance products make it possible to protect
against both of those risks.
In many of today’s life insurance
products, MacDonald notes, "The death benefit portion really has become a
commodity type product, so if someone is really concerned about the financial
impact of dying young, then they can get a pretty good deal by buying term
insurance on a commodity basis--find the cheapest policy and buy it." But, he
says, "The other side of the coin is that insurance companies have developed
products that can be very creative, and very competitive to other alternatives,
including investments. {{U}}They{{/U}} can
A. give you money whenever you need.
B. keep you from financial risks.
C. save money.
D. outlive money.
[单项选择] {{B}}TEXT C{{/B}} Suppose you are driving
off a highway with three lanes going in your direction and you come upon a tell
plaza with. six toll booths. Three toll booths are straight ahead in the three
lanes of traffic, and the three other booths are off to the right. Which lane
should you choose It is usually the case that the wait time is approximately
the same no matter what you do. There are usually enough people searching for
the shortest line so as to make all the lines about the same length. If one line
is much shorter than the others, cars will quickly move into it until the lines
are equalised. There are usually enough drivers searching for the fastest line
to equalise the average wait time. The term profit in economics
has a very precise meaning. Economists, however, often loosely refer to "good
deals" or profitable ventures with no risk as profit opportunities. Using the
term loosely, a profit opportunity exists at A. You need to ignore a hot tip offered. B. You need to pay for a hot tip offered. C. You need to justify a hot tip offered. D. You need to take quick advantage of a hot tip offered.
[单项选择] Text 2
If national health insurance would not
cure the problems of the American healthcare system, what, then, is responsible
for them Suspicion falls heavily on hospitals, which make up the largest
component of the system. In 1988 hospitals accounted for 39% of all health
expenditures-more than doctor, nursing homes, drugs, and home health care
combined.
Although U. S. hospitals provide outstanding research
and frequently excellent care, they also exhibit the classic attributes of
insufficient organizations: increasing costs and decreasing use. The average
cost of a hospital stay in 1987—＄3,850—was more than double the 1980 cost. A
careful government analysis published in 1987 revealed the inflation of hospital
costs, over and above general price inflation, as a major factor in their
growth, even after allowances were made for increases in
A. is working smoothly
B. is the best system in the world
C. is not working efficiently
D. in on the point of collapses
[单项选择]A. Insurance companies. B. Sailors.
C. Manufacturers. D. Merchants.
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