[单项选择]

Buying the Best Insurance for Your Business

Gabrielle Melchionda broke into tears when firefighters accidentally flooded the headquarters of Mad Gab’s, the beauty company she had founded two decades ago, even though she knew that insurance would replace the desks, computers, and shelves of lip balm(唇膏) she had lost. To her surprise, however, the real pain came in the months that followed, when she continued to owe salaries and rent while her sales slowed to a trickle( 滴,淌,细流).
"The critical piece that was missing was business-interruption insurance, " said Ms. Melchionda, who had property and liability insurance but had never got around to adding a policy that replaces income lost after accidents.
Business owners have plenty of stories like Ms. Melchionda’s, of policies that didn’t cover enough damage or covered the wrong risk. Some of these complaints can be attributed to tight-fisted insurance companies or misinformed agents,
A. you should find a trustworthy vendor
B. you should seek help from insurance company
C. you are supposed to hire a risk expert
D. you are supposed to weigh the risk of your company by yourself

[单项选择]
Gabrielle Melchionda broke into tears when firefighters accidentally flooded the headquarters of Mad Gab’s, the beauty company she had founded two decades ago, even though she knew that insurance would replace the desks, computers, and shelves of lip balm(唇膏) she had lost. To her surprise, however, the real pain came in the months that followed, when she continued to owe salaries and rent while her sales slowed to a trickle( 滴,淌,细流).
"The critical piece that was missing was business-interruption insurance, " said Ms. Melchionda, who had property and liability insurance but had never got around to adding a policy that replaces income lost after accidents.
Business owners have plenty of stories like Ms. Melchionda’s, of policies that didn’t cover enough damage or covered the wrong risk. Some of these complaints can be attributed to tight-fisted insurance companies or misinformed agents,
A. how to buy the most suitable insurance for your own business
B. how to pick an agent for you own business
C. how to pick a policy when you buy the insurance
D. how to deal with the insurance company

[简答题]Business interruption insurance also pays for you to rent ______.

[简答题]Hire the best. Your staff is your most important asset—in good times and in bad. Hire ambitious people who are team-builders and good communicators, who can lead the organization in turbulent times without panicking. _________________________________.

[单项选择] Insurance is almost as important to business as banking. It works quite simply by spreading over a large man-her of people, the rests or the losses which otherwise would fall on the few who actually suffer them. Fire, for instance, normally damages only a few businesses each year but almost all companies buy insurance to protect themselves against it. What happens is that most companies pay regular small amounts of money, called the premium, to insurance groups and so a large fund of money builds up. Then the few who have suffered fires claim the cost of the damages. After investigation, the claims are paid out by the insurance companies. For the operation to work, insurance companies have to calculate what is the chance or probability of certain events happening, and what the cost of making accidents good will be, and how many people will pay, what rates, to have protection. Premiums are fixed in proportion to the risk involved. There are four principles backing up every in
A. Indemnity, the insurable interest, premium and good faith.
B. Indemnity, the cost of the damage, the exact words in the contract and the insurable interest.
C. Indemnity, the insurable interest, good faith and remote and immediate causes of an event.
D. Indemnity, the insurable interest, the cost of the damages and good faith.

[简答题]（翻译题）Hire the best. Your staff is your most important asset—in good times and in bad. Hire ambitious people who are team-builders and good communicators, who can lead the organization in turbulent times without panicking.

[单项选择]Websites that track your buying and browsing habits can seem to read your mind—but you haven’t seen anything yet. Future sites may attempt to gauge (判断) your personality, and tailor what they show you accordingly.
That’s the possibility raised by a new study of computer gamers, which has revealed that a player’s behaviour within the game imitate their real-world character traits. Using similar information from the internet as a whole, it might one day be possible to profile a web surfer’s personality.
Most sites currently present the same content and layout to everyone who visits. Some larger sites tailor content to individuals, but the rules they use to do so are crude. Yahoo has software that monitors the news articles that visitors click on, and suggests other stories accordingly. If the user is logged in, the software may also consider their age and sex when displaying links to stories.
Nick Yee and colleagues at the Palo Alto Research Center (PARC) in California rec
A. copy their real world traits
B. show their personality plainly
C. can be imitated by others
D. is similar from one another