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发布时间:2024-04-24 23:39:31

[单项选择]Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates--but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decad
A. is expected to be rewarding
B. is expected to be ineffective
C. has proved to be well-received
D. has proved to be untrustworthy

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[单项选择]Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates--but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decad
A. increase Americans’ awareness of the financial crisis
B. renew Americans’ enthusiasm about money-management
C. enable Americans to manage money wisely
D. help Americans to overcome the financial crisis
[单项选择]Right after the global financial crisis exploded in 2008, many economists fretted that countries looking to hold on to their share of a shrinking pie would become more self-interested and protectionist, plunging the planet into an even sharper downturn, just as happened in the 1930s after the Great Depression. Thanks to panic-fueled crisis management by policymakers, it didn’t happen. But after three years of pain and very little economic gain, it may be happening now.
The signs are everywhere. Europeans are in the middle of a potentially calamitous debt crisis, one that threatens not only the survival of the euro zone but the idea of the European Union itself: politicians are starting to talk about rolling back visa-free travel between countries. Meanwhile, OPEC is falling apart as the Saudis and the Iranians quarrel over how to control the world’s energy supply. Then there’s the rise of populist politics not only in the U. S. but throughout the rest of the world.
All of thi
A. global economy is well on its way to full recovery.
B. regional economic recovery usually precedes global recovery.
C. globalization is not achieving the goal it sets for itself.
D. investment usually goes regional before it goes international.
[单项选择]Simpson
The global financial crisis of 2008—2009 began in July 2007 when a loss of confide- nce by investors in the value of securitized mortgages in the United States resulted in a liquidity crisis that prompted a substantial injection of capital into financial markets by the United States Federal Reserve, Bank of England and the European Central Bank. The TED spread, an indicator of perceived credit risk in the general economy, spiked up in July 2007, remained volatil (反复无常的) for a year, then spiked even higher in September 2008, reaching a record 4.65% on October 10, 2008.
Amy
In September 2008, the crisis deepened, as stock markets worldwide crashed and en- tered a period of high volatility, and a considerable number of banks, mortgage lenders and insurance companies failed in the following weeks. For many months before September 2008, many business journals published commentaries warning about the financial stability and risk management practices of le

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