When it comes to suing doctors, Philadelphia is hardly the city of brotherly love. A combination of sprightly lawyers and sympathetic juries has made Philadelphia a hotspot for medical-malpractice lawsuits. Since 1995, Pennsylvania state courts have awarded an average of $ 2m in such cases, according to Jury Verdict Research, a survey firm. Some medical specialists have seen their malpractice insurance premiums nearly double over the past year. Obstetricians are now paying up to $ 104,000 a year to protect themselves.
The insurance industry is largely to blame. Carol Golin, the Monitor’s editor, argues that in the 1990s insurers tried to grab market share by offering artificially low rates (betting that any losses would be covered by gains on their investments). The stock-market correction, coupled with the large legal awards, has eroded the insurers’ reserves. Three in Pennsylvania alone have gone bust.
A few doctors -- particularly older ones --- wil
A. litigation-prone areas
B. the insurance premium
C. irresponsible hospital staff
D. the insurance industry
When it comes to suing doctors, Philadelphia is hardly the city of brotherly love. A combination of sprightly lawyers and sympathetic juries has made Philadelphia a hotspot for medical-malpractice lawsuits. Since 1995, Pennsylvania state courts have awarded an average of ＄ 2m in such cases, according to Jury Verdict Research, a survey firm. Some medical specialists have seen their malpractice insurance premiums nearly double over the past year. Obstetricians are now paying up to ＄104,000 a year to protect themselves.
The insurance industry is largely to blame. Carol Golin, the Monitor’s editor, argues that in the 1990s insurers tried to grab market share by offering artificially low rates (betting that any losses would be covered by gains on their investments). The stock-market correction, coupled with the large legal awards, has eroded the insurers’ reserves. Three in Pennsylvania alone have gone bust.
A few doctors--particularly older ones--will quit
A. are often overcharged.
B. flee out of the hot city.
C. are likely to be sued.
D. enjoy a high prestige.
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