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Budget
A budget is a spending plan. It can help you spend money wisely. It can do this by cutting out wasteful spending. Of course, preparing a budget takes planning, and following a budget takes will power. Your budget should meet your family’s needs and income.
The first step in creating a budget is to set your goals. What does your family need and wants. You must know this to work out the details of the budget. Keep goals realistic, in terms of income available. Then decide which goals are the most important.
The next step is estimating family income. Before you can plan wisely, you need to know how much money you have to spend! Write down all the money you expect to receive (wages, savings, interest, etc.) during the planned budget period.
After you have calculated how much money will be available, it is time to estimate expenses. List all of your family expenses.
If you are not satisfied with what you got for your
A. It can help you set your goals clearly.
B. It can help you save a lot of money.
C. It can help you get rid of poor buying habits.
D. It can help you spend money in a reasonable way.