[填空题] It’’s never too early to (36) ________your skin-or your children’’s-from the sun. The sun produces (37)________ rays- (38) ________ A (UVA. and (39)_________B (UVB. -that can cause short-and long-term skin damage. The immediate effects of harmful (40) ________- (41) ________, photosensitive (42) ________, and cell and (43) ________damage-are bad enough. But medical experts believe that (44)___________________________.Health experts also believe that UVA may weaken the immune system. (45)___________________________.Using sunscreens regularly on children, for example, can reduce their risk of skin damage later in life. Sunscreens provide some protection by blocking the sun’’s rays on the skin. (46)___________________________. But no sunscreen totally blocks the sun’’s rays.

[单项选择]

It’s never too early or too late for a parent to become a teacher. In this age of teacher accountability, endless school testing, increased pressure and competition, and the proliferation of "educational" toys, too many people forget that success begins at home.
Freeman A. Hrabowski Ⅲ, president of the University of Maryland, Baltimore County, and co-author of Beating the Odds: Raising Academically Successful African American Males and Overcoming the Odds: Raising Academically Successful African American Young Women, says that in the interviews he and his co-authors conducted, the overwhelming factor in their children’s academic achievement was that parents inspired and envisioned their children’s success. They thought and talked about what would be required to have a .successful child.
"It just makes such a difference when there’s someone in that house working to relate to that child and inspire that child," Hrabowski s
A. successful themselves
B. teachers
C. inspirational
D. working hard

[单项选择]Protect Your Nest
It’s never too early to protect your family’s financial well-being. Yet because most of us are so busy juggling work and family commitments, we tend to neglect the things that don’t require immediate attention. Some day, we think, we’ll take care of the three essentials-retirement savings, insurance coverage and estate planning. Unfortunately, emergencies can strike and then it’s too late. "Failure to plan is a huge mistake," Barbara Raasch, managing director at Wealth and Tax Advisory Services, Inc. , told us.
How can you avoid the "should have, could have, would have" scenario By putting these three items at the top of your "to do" list-protect your future, protect your family and protect your legacy (遗产).
Protect Your Future
The national savings rate averaged around 0.4% for the first half of this year, according to the U. S. Department of Commerce, meaning Americans spent a shopping 99.6% of their after-tax earnings. Even mor
A. not enough for a decent living
B. quite enough for a decent living
C. better than the salary by working regularly
D. as equal as your original weekly salary