更多"[单选题]Text 4 Bankers have been blami"的相关试题:
[单选题]Text 4 Bankers have been blaming themselves for their troubles in public.Behind the scenes,they have been taking aim at someone else:the accounting standard-setters.Their rules,moan the banks,have forced them to report enormous losses,and it's just not fair.These rules say they must value some assets at the price a third party would pay,not the price managers and regulators would like them to fetch.Unfortunately,banks'lobbying now seems to be working.The details may be unknowable,but the independence of standard-setters,essential to the proper functioning of capital markets,is being compromised.And,unless banks carry toxic assets at prices that attract buyers,reviving the banking system will be difficult.After a bruising encounter with Congress,America's Financial Accounting Standards Board（FAS
B）rushed through rule changes.These gave banks more freedom to use models to value illiquid assets and more flexibility in recognizing losses on long-term assets in their income statement.Bob Herz,the FASB's chairman,cried out against those who"question our motives."Yet bank shares rose and the changes enhance what one lobby group politely calls"the use of judgment by management."European ministers instantly demanded that the International Accounting Standards Board（IAS
B）do likewise.The IASB says it does not want to act without overall planning,but the pressure to fold when it completes it reconstruction of rules later this year is strong.Charlie McCreevy,a European commissioner,warned the IASB that it did"not live in a political vacuum"but"in the real word"and that Europe could yet develop different rules.It was banks that were on the wrong planet,with accounts that vastly overvalued assets.Today they argue that market prices overstate losses,because they largely reflect the temporary illiquidity of markets,not the likely extent of bad debts.The truth will not be known for years.But bank's shares trade below their book value,suggesting that investors are skeptical.And dead markets partly reflect the paralysis of banks which will not sell assets for fear of booking losses,yet are reluctant to buy all those supposed bargains.To get the system working again,losses must be recognized and dealt with.America's new plan to buy up toxic assets will not work unless banks mark assets to levels which buyers find attractive.Successful markets require independent and even combative standard-setters.The FASB and IASB have been exactly that,cleaning up rules on stock options and pensions,for example,against hostility from special interests.But by giving in to critics now they are inviting pressure to make more concessions.40.The author's attitude towards standard-setters is one of
A.satisfaction.
B.skepticism.
C.objectiveness
D.sympathy
[单选题]Text 3 The past five years have been a bad time to be a taxpayer in Europe.Across the continent,govemments have relied heavily on tax rises to cut budget deficits,increasing the total burden by almost 5%of GDP in France and Greece.But rather than raise taxes any further,many countries are startin8 to cut them.The European Commission reckons that the euro zone's tax-to-GDP ratio stabilised in 2013 and is now falliry;.In January France announced plans to cut payroll taxes by 30 billion.This month Italy unveiled income-tax cuts worth 10 billion for those earning less than 25,000 a year.This week Britain proposed tax cuts for most people on low or medium incomes.Ireland and Sptun are also planning tax cuts later this year.Lower taxes may be popular,but how are such giveaways being financed?Few countries have Lhe scope to borrow much more.The commission has criticised France and Spain for repeatedly missing their deficit-reduction targets,though it is not taking action agsunst them.Italy's high level of public debt,which hit 133%of GDP in 2013,has also landed it on the commission's fiscal"watch list".Instead,most countries plan to pay for their tax proposals with public-spending cuts.Italy says it will reduce spendirg by an extra 7 billion this year and save a further 2.2 billion thanks to lower yields on its debt-though these figures may prove optimistic.The politician8 hope that lower taxes will boost growth.As euro-zone countries cannot devalue or lower their own interest rates,tax cuts are one of the few ways of trimming business costs fast,says Guillaume Menuet at Citigroup.France and Italy both hope to improve their competitiveness by reducing the tax"wedge"between employers'costs and what workers actually take home.In 2012 this tax take reached nearly 50%of the payroll biU in France and Italy,against an OECD average of just 36%.Some economists doubt that cutting income tax,Italy's approach,is the best way forward.Instead,they favour slashing Europe's high employer-paid socild security charges,as France proposes to do.Ihis would directly lower labour costs,encouraging companies to hire extra workers as well as to increase their invesLmenl.That would aLso give a welcome boost to growth.
The author's attitude towards France's proposal seems to be_____
A.favorable
B.pessinustic
C.doubtful
D.biased
[单选题]Text 1 Smartphones have by now been implicated in so many crummy outcomes-car fatalities,sleep disturbances,empathy loss,relationship problems,failure to notice a clown on a unicycle-that it almost seems easier to list the things they don't mess up than the things they do.Our society may be reaching peak criticism of digital devices.Even so.emerging research suggests that a kev Droblem remains underaDDreciated.It involves kids'development,but it's probably not what you think.More than screen-obsessed young children,we should be concerned about tuned-out parents.Yes,parents now have more face time with their children than did almost any parents in history.Despite a dramatic increase in the percentage of women in the workforce,mothers today astoundingly spend morc time caring for their children than mothers did in the 1960s.But the engagement between parent and child is increasingly Iow-quality,even ersatz.Parents are constantly present in their children's lives physically,but they are less emotionally attuned.To be clear,I'm not unsympathetic to parents in this predicament.My own adult children like to joke that they wouldn't have survived infancy ifl'd had a smartphone in my clutches 25 years ago.To argue that parents'use of screens is an underappreciated problem isn't to discount the direct risks screens pose to children:Substantial evidence suggests that many types of screen time（especially those involving fast-paced or violent imagery）are damaging to young brains.Today's preschoolers spend more than four hours a day facing a screen.And,since 1970,the average age of onset of"regular"screen use has gone from 4 years to just four months.Some of the newer interactive games kids play on phones or tablets may be more benign than watching TV or YouTube,in that they better mimic children's natural play behaviors.And,of course,many well-functioning adults survived a mind-numbing childhood spent watching a lot of cognitive garbage.（My mother-unusually for her time-prohibited Speed Racer and Gilligan's Island on the grounds of insipidness.That I somehow managed to watch every single episode of each show scores of times has never been explained.）Still,no one really disputes the tremendous opportunity costs to young children who are plugged in to a screen:Time spent on devices is time not spent actively exploring the world and relating to other human beings.
Which kind of game may be wholesome for kids?
A.A game with limited episode.
B.A game according with their nature.
C.A game testing cognitive level.
D.A game promoting brain development.
[Part III Reading Comprehension]
What do we learn about those who have been unemployed for a long time?
A.They stop looking for work due to the loss Of identity .
B.unemployment benefits can lift up their spirits.
C.They may die earlier than those With jobs.
D.Retirement can make them happier .
[简答题]Suppose you have been working at the International Students Office of your school for a year.Since you are going to graduate from school,you need to write a resignation letter of about 100 words to the office director,Mr.Wang to l）state your reason（s）,and 2）make an apology.Do not use your own name at the end of the letter.Use"Li Ming"instead.Do not write the address.（10 points）
[简答题]Some of your belongings have been harmed during transit by a home-moving company.Write the company a letter to 1）file a claim,and 2）specify the items damaged.You should write about 100 words neady on the ANSWER SHEET.Do not sign your own name.Use"Li Ming instead.Do not wnte your address.
[单选题]You have been badly injured in a car accident．It is necessary to give you a blood transfusion because you lost a great deal of blood in the accident．However,special care must be taken in selecting new blood for you．If the blood is too different from your own,the transfusion could kill you.
There are four basic types of blood;A,B,AB and O．A simple test can indicate a person's blood type．Everybody is born with one of these four types of blood．Blood type,like hair color and height,is inherited from parents.
Because of substances contained in each type,the four groups must be trans fused carefully．Basically,A and B cannot be mixed．A and B cannot receive AB,but AB may receive A or
B．O can give to any other group,hence it is often called the universal donor．For the opposite reason,AB sometimes called the universal recipient．However,because so many reactions can occur in transfusions,patients usually receive only salt or plasma until their blood can be matched as exactly as possible in the blood bank of a hospital．In this way,it is possible to avoid any bad reactions to the transfusion.
There is a relationship between your blood type and your nationality．Among Europeans and people of European ancestry,about 42 percent have type A while 45 percent have type O．The rarest is type A
B．Other races have different percentages．For example,some American Indian groups have nearly 100 percent type O.
The word“hence”in line 10 means__.
A.always
B.often
C.therefore
D.seldom
