更多"[单选题] Banks, savings and loan assoc"的相关试题:
[单选题] Economists group commercial banks, savings and loan associations, credit unions, mutual funds, mutual savings banks, insurance companies, pension funds, and finance companies together under the heading financial intermediaries. Financial intermediaries
A. act as middlemen, borrowing funds from those who have saved and lending these funds to others.
B. play an important role in determining the quantity of money in the economy.
C. help promote a more efficient and dynamic economy.
D. do all of the above.
E. do only A and C of the above.
[单选题] Most investment banks are attached to
A. large commercial banks.
B. large brokerage houses.
C. finance companies.
D. large nonfinancial corporations.
[单选题] Conflicts arise in the mutual funds industry because ________ cannot effectively monitor ________.
A. investment advisers; directors
B. directors; shareholders
C. shareholders; investment advisers
D. investment advisers; stocks that will outperform the overall market
[单选题] Mutual fund companies frequently offer a number of separate mutual funds called ________.
A. indexes
B. complexes
C. components
D. actuaries
[单选题] Mutual funds
A. pool the resources of many small investors by selling these investors shares and using the proceeds to buy securities.
B. allow small investors to obtain the benefits of lower transaction costs in purchasing securities.
C. provide small investors a diversified portfolio that reduces risk.
D. do all of the above.
E. do only A and B of the above.
[简答题] A pension fund is not a contractual savings institution.
[简答题] Banks are unusual participants in the money market because they buy, but do not sell, money market instruments.
[简答题] A mutual fund is not a depository institution.
[单选题] Most mutual funds are structured in two ways. The most common structure is a(n. ________ fund, from which shares can be redeemed at any time at a price that is tied to the asset value of the fund. A(n. ________ fund has a fixed number of nonredeemable shares that are traded in the over-the-counter market.
A. closed-end; open-end
B. open-end; closed-end
C. no-load; closed-end
D. no-load; load
E. load; no-load
[单选题] Distinct elements of a mortgage loan include
A. origination.
B. investment.
C. servicing.
D. all of the above.
E. only B and C of the above.
[单选题] The net asset value of a mutual fund is
A. determined by subtracting the fund's liabilities from its assets and dividing by the number of shares outstanding.
B. determined by calculating the net price of the assets owned by the fund.
C. calculated every 15 minutes and used for transactions occurring during the next 15-minute interval.
D. calculated as the difference between the fund's assets and its liabilities.
[单选题] At the beginning of 2013, mutual funds held about ________ of the U.S. stock market was held by mutual funds.
A. 30%
B. 50%
C. 10%
D. 70%
[单选题] Over the past twenty years, mutual fund fees have ________, largely because ________.
A. fallen; SEC fee disclosure rules have led to greater competition
B. risen; investors have learned that funds with high fees provide better performance
C. risen; there has been collusion between large mutual fund companies
D. fallen; advances in information technology have lowered transaction costs
[单选题]These banks went out of business and millions of people lost all their ________.这些银行破了产，成百上千万的人损失了他们的存款。
A.stocks
B.shares
C.savings
D.bills
[简答题] Not all commercial banks deal in the secondary money market for their customers.
[单选题] The country whose banks are the most restricted in the range of assets they may hold is
A. Japan.
B. Canada.
C. Germany.
D. the United States.
[单选题] Which is not an activity of investment banks?
A. Underwriting new issues of corporate stocks and bonds
B. Acting as deal makers in mergers
C. Acting as intermediaries in the buying and selling of businesses or parts of businesses
D. Underwriting new issues of federal government bonds
