更多"[简答题]financial"的相关试题:
[简答题] Financial markets are what makes financial institutions work.
[单选题] Financial guarantees
A. are insurance policies to back bond issues.
B. are purchased by financially weaker security issuers.
C. lower the risk of the bonds covered by the guarantee.
D. do all of the above.
E. do only A and B of the above.
[单选题] Financial intermediaries
A. exist because there are substantial information and transaction costs in the economy.
B. improve the lot of the small saver.
C. are involved in the process of indirect finance.
D. do all of the above.
E. do only A and B of the above.
[单选题]Financial plans:
A. concentrate solely on income and expense items.
B. often contain alternative options based on economic developments.
C. frequently contain conflicting goals.
D. assume that firms obtain no additional external financing.
E. are based on a single set of economic assumptions.
Difficulty: 1 Easy
Topic: Financial planning basics
Learning Objective: 04-01 Apply the percentage of sales method.
[单选题]Financial planning:
A. focuses solely on the short-term outlook for a firm.
B. is a process that firms employ only when major changes to a firm's operations are anticipated.
C. is a process that firms undergo once every five years.
D. considers multiple options and scenarios.
E. provides minimal benefits for firms that are highly responsive to economic changes.
Difficulty: 1 Easy
[单选题] Financial market activities affect
A. personal wealth.
B. spending decisions by individuals and business firms.
C. the economy's location in the business cycle.
D. all of the above.
[单选题] Financial markets and institutions
A. involve the movement of huge quantities of money.
B. affect the profits of businesses.
C. affect the types of goods and services produced in an economy.
D. do all of the above.
E. do only A and B of the above.
[单选题] The largest financial intermediaries are
A. insurance companies.
B. finance companies.
C. banks.
D. all of the above.
[单选题] Financial intermediaries can substantially reduce transaction costs per dollar of transactions because their large size allows them to take advantage of
A. poorly informed consumers.
B. standardization.
C. economies of scale.
D. their market power.
[单选题] Successful financial intermediaries have higher earnings on their investments because they are better equipped than individuals to screen out good from bad risks, thereby reducing losses due to
A. moral hazard.
B. adverse selection.
C. bad luck.
D. financial panics.
[简答题] A financial intermediary borrows funds from people who have saved.
[简答题] Financial innovation has provided more options to both investors and borrowers.
[单选题] The major differences between financial regulation in the United States and abroad relate to bank regulation. Specifically, in the past, the U.S. was the only industrialized country to subject banks to restrictions on ________.
A. branching
B. lending
C. assets they may hold
D. the size they could grow to
[单选题] The government regulates financial markets for two main reasons:
A. to ensure soundness of the financial system and to increase the information available to investors.
B. to improve control of monetary policy and to increase the information available to investors.
C. to ensure that financial intermediaries do not earn more than the normal rate of return and to improve control of monetary policy.
D. to ensure soundness of financial intermediaries and to prevent financial intermediaries from earning less than the normal rate of return.
[单选题] Every financial market performs the following function:
A. It determines the level of interest rates.
B. It allows common stock to be traded.
C. It allows loans to be made.
D. It channels funds from lenders-savers to borrowers-spenders.
[单选题] An important financial institution that assists in the initial sale of securities in the primary market is the
A. investment bank.
B. commercial bank.
C. stock exchange.
D. brokerage house.
[单选题] Financial markets improve economic welfare because
A. they allow funds to move from those without productive investment opportunities to those who have such opportunities.
B. they allow consumers to time their purchases better.
C. they weed out inefficient firms.
D. they do all of the above.
E. they do A and B of the above.
[简答题] Financial institutions are among the largest employers in the country and frequently pay very high salaries.
[单选题] Which of the following financial intermediaries are depository institutions?
A. A savings and loan association
B. A commercial bank
C. A credit union
D. All of the above
E. Only A and C of the above
