[简答题]A commercial bank shall not engage in trust investment of stock business, or invest in real estate not for its own use.

[单项选择]Why did Peter go to the Union Trust Bank
A. To cash a cheek.
B. To rob the bank.
C. To get his prize.
D. To withdraw his deposit.

[单项选择]Why did Peter go to the Union Trust bank
A. To cash a check.
B. To rob the bank.
C. To get his prize.
D. To withdraw his deposit.

[单项选择]Over the last five years, Eagle Trust Bank has seen the number of its retail customer accounts drop by over 40 percent. Over this same period, the price of Eagle Trust stock has increased by more than 80 percent. This phenomenon has perplexed certain investors, who believe that a bank’s stock should drop if its number of customer accounts drops.
Which of the following, if true over the last five years, best accounts for the observed movement in the price of Eagle Trust stock ？（）
A. Two years ago Eagle Trust was investigated by the Securities and Exchange Commission for accounting irregularities, but last year the company was cleared of all charges.
B. Eagle Trust recently implemented a highly publicized program for no-fee home mortgages.
C. Eagle Trust is in the process of switching its customer base from retail customers to commercial customers, which now account for over 75 percent of the bank’s revenues.
D. There have been many aggressive new entrants into the retail customer banking business over the last five years.
E. Eagle Trust is known for offering one of the best employee benefits packages in the industry.

[单项选择]Passage 3 A commercial bank shall formulate its business rules, establish and improve its business management, the system of cash control and its security system in accordance with the stipulations of the People’s Bank of China. A commercial bank shall establish and improve its systems of examining and checking deposits, loans settlements and bad and doubtful accounts. The PBC can exercise examination of a commercial bank at any time in accordance with the relevant provisions. The personnel in charge of the examination and supervision should produce their legitimate at the time of conducting examination and supervision. A commercial bank shall provide financial financial accounting information, business contracts and other information about its business and management at the request of the People’s Bank of China. A commercial bank is subject to the audit control by the auditing authorities in accordance with the audit law and regulations.The PBC can exercise examination of a commer
A. Right
B. Wrong
C. Doesn’t say

[简答题]Before extending a loan, a commercial bank shall conduct strict examination of its purpose, the capability of the borrower and form of repayment as well as other relevant matters.

[填空题]First Bank & Trust: Making Life a Little Easier Every Day
How would you like to have the freedom to do your banking without running to the hank Look no further than your computer! Because now you can take care of all your banking whenever and wherever it’s convenient.
With free Online Banking you have the power to take greater control over your finances. Imagine viewing your account balances any time you want. And transfer money between accounts at your conveniences. Virtually all your other banking activities can be handled online too. You can:
·Download your account information into your personal finances software
·Open additional accounts
·Record checks
·Email your customer service requests and questions to us
You’ll save time with Online Banking. To save even more, choose our Bill Pay Service. With our Bill Pay Service, you can forget about checks, stamps, and envelopes. Pay anyone you would normally pay by check with just a few keystrokes.