更多"A.surplus
B.brand
C.Internet ba"的相关试题:
[填空题]
THE US BANKING SYSTEM
The US banking system is not as tightly centralized as European systems. At its head we find the Federal Reserve Board (the "Fed"), which works through twelve regional Federal Reserve banks. The Board,
(31) responsibility is directly to the Congress, is an independent agency, not subject to the orders of the President. But of course, a large amount of cooperation does exist
(32) the White House and the Treasury on the one hand, and the Board on the
(33) Credit cards are issued by banks or certain organizations and may be used by the
(34) to have purchases (goods or services such as meals, accommodation and travel) charged to a bank account. The account is
(35) for the corresponding amount and the card holder is sent monthly statements of account.
Some credit cards are
(36) internationally by many stores, hotels and restaurants. Cards ho
[单项选择]Small Business Division
Quarie Banking
Fendalton Building
I High St
CBD, Oakland
September 14, 2010
Lily Putnik
121 Sandringham Road
Mount Albert, Oakland
Dear Ms. Putnik,
I am writing in relation to your application for a loan of $20,000, dated August 29, to start a new venture in online education. After reviewing your personal credit history, your business plan, and the current market situation, we have decided to approve the application. Please note that this approval comes with a number of terms and conditions.
Firstly, the interest rate at which the loan will be charged is set at a fixed rate of 6.5% for the first 6 months. Beyond that, the interest rate will be paired to the standard floating rate. The current floating rate is 6.7%.
Secondly, you have opted for fixed-term interest only repayments. This means that, for the first 3 years, you will only be able to pay back the interest on the loan. After that, you will be e
A. A financial review
B. A successful business venture
C. A business bank account
D. A loan application status
[单项选择]The primary justification tot banking supervision is to limit the risk of loss to depositors, and by so doing to maintain public confidence in banks. And while supervision naturally focuses on the individual bank, supervisors must also be alert to the possibility that problems in one institution may have wider, systemic repercussions on others, or on the integrity of the payments system.
Supervisors have the obligation to save a failing bank.
A. Right
B. Wrong
C. Doesn’t say
[填空题]The relationship banking programs are already being used.
[填空题]Employees in relationship banking are dealing with different businesses respectively.
[单项选择]
Correspondent banking faces a problem of definition. Five years ago the business was preoccupied with electronic funds transfer. The spread of Swift’s messaging network and the developing of the equally efficient clearing systems promised to elevate the medium through which banks communicate and fitted the traditional concept of correspondent banks talking to each other.
By streamlining this function, however, the nature of the business changed and the importance of nurturing interbank relationships dwindled in the eyes of some correspondent bankers. Technology tends to lead to concentration, because the customer has gone to the bank that is bigger and faster, and can handle more volume, explains Ian Cormack, who heads Citicorp’s financial institutions group in London and sits on the council of the clearing system in the UK.
Moving or receiving money has always been at the heart of interbank activity. Lawrence Grand, international banking director at B
A. increased the need for correspondent banks to work closely together.
B. had little effect on correspondent banking.
C. reduced the importance of correspondent banking interrelationships.
D. led to a decrease in correspondent banking business.
