[单项选择]Low interest rates created easy credit conditions, fueling a housing construction boom and encouraging consumption.
A. contaminating
B. extinguishing
C. stimulating
D. transporting

[简答题]rates of inflation

[填空题]not easy

[单项选择]

 

Who is the intended audience of this advertisement ？（）
A. People who are in legal trouble
B. Anyone who is having financial problems
C. Businesses that are in need of tax breaks
D. Workers who must do their yearly income taxes

[单项选择]
Who is intended audience of this advertisement ？（）
A. People who are in legal trouble
B. Anyone who is having financial problems
C. Business that are in need of tax breaks
D. Workers who must do their yearly income taxes

[单项选择]
A credit card that will not work unless it hears its owner’s voice could become an important weapon in the fight against fraud (欺骗).
The card requires users to give a spoken password that it recognizes using a built-in voice-recognition chip. The idea is to prevent thieves using a stolen card or fraudsters using someone else’s credit card details to buy goods online.
A model built by engineers at Beepcard in Santa Monica, California, represents the first attempt to pack a microphone, a loudspeaker, a battery and a voice-recognition chip into a standard-sized credit card.
They are not quite there yet: the card is the length and width of an ordinary credit card, but it is still about three times as thick. The company now plans to make it thinner.
The voice card is based on an earlier Beepcard technology designed to prevent fraud in online transactions. This earlier card has no microp
A. it can be made cost-effectively.
B. it can leave voice messages.
C. it makes online shopping easy.
D. it makes fraud difficult.

[简答题]Giving credit where credit is due will not only ingratiate (讨……欢心) you with your helper, but it will impress the bosses into considering you for future promotion.

[简答题]non-transferable credit

[单项选择]Troubled by the persistently poor graduation rates of basketball and football players, the National Collegiate Athletic Association plans to start punishing schools whose athletes continue to underperform in the classroom. The proposal, which is expected to adopt next month, is being proposed by NCAA President Myles Brand as the final and critical piece of a package of changes designed to boost graduation rates and put the student back into the often-mocked term, student-athlete.
Even supporters of the plan, however, worry that it will prove impractical, characterizing it as a well-intentioned idea that has been weakened by compromise and will ultimately generate more paperwork than real change. There’s also broad acknowledgement that it may cause unintended consequences of academic deception: more schools offering dishonest courses and cut-down curricula, and heightened pressure on faculty to give passing grades to keep star players qualified.
But with the continued acad
A. help student athletes play better in the coming matches
B. raise the academic level of those student athletes
C. cut funding to colleges for their poor performance in sports
D. boost the academic researches of colleges and universities

[单项选择]Consider the following borrowing rates for Company Z and Company W Firm German mark rate French franc rate Company Z 5.25% 6.5% Company W 4.75% 7% Given the borrowing rates above, Companies Z and W wish to enter into a plain vanilla currency swap. Which company should borrow French francs as a part of the swap（　）
A. Company Z because it can borrow francs at a lower interest rate. 
B. Company Z because it can borrow marks at a lower interest rate. 
C. Company W because it can borrow francs at a lower interest rate.

[单项选择]

The increasingly high rates of juvenile delinquency are a great problem in modem society. More and more people are paying special attention to it.
When it comes to the reasons, here are two of them. Modem youth are more revolutionary and more independent than the elder generation. When this tendency goes to an extreme, problems arise. Some of the young want to throw away all the traditional principles and beliefs, most of which are very good for self-cultivation. They are reluctant to listen to the advice from elder generation. If they behave in the way, as they like, they might commit crimes without realizing it. Studies also show that juvenile-delinquency rates are twice as high for youngsters from single-parent homes as for those in traditional households. Children in single-parent families are taken less care of and thus have feelings of being neglected, discriminated and isolated. The lack of parental love makes them hostile and cynical towards the society.A. The negative influence of mass media and single parent family
B. Young people’s tendency to be rebellious and high divorce rates
C. The influence of mass media and young people’s tendency to be rebellious
D. High divorce rate and single-parent family