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Making Yourself a Goo"的相关试题:
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Making Yourself a Good Record
If you are an American and you think you might need to borrow money someday,the best thing to do is
start early.
That'S because just as many employers want to hire only people with experience,banks and other
creditors are usually reluctant to lend to those________(51)a proven track record of paying back,
_________(52)time,the money they have borrowed.
But if you need experience just to get a start,how do you get that start in the first place?
With a little help from your parents usually,while you are still financially dependent_________(53)
them.It is easy to get a credit card or student loan when you are in college,because banks figure your
parents will bail you out if you fail to pay.
So just as students take on internships to build up their resumes,one's university time can be a good
time to work on another important personal record:the credit _________(54).
Credit reports are a_________(55)of one's personal credit history,gathered by a credit reporting
agency,or CR
A.
Banks and companies一___________(56)hospitals,landlords and insurance companies一regularly report to
the three main CRAs in the US__________(57)how their customers are doing at paying back the money they
________(58).
Anyone with a"legitimate business need"has the right to order individuals'reports from the CRAs.
Potential creditors usually compile the information in'the reports into a credit"score",ranking the level of
creditworthiness.Lack of experience in borrowing in__________(59)to a bad record of doing so,can result
in a low score.
Even if you are not considering taking out a loan for such a large purchase as a home or car,your credit
report can be important to getting through life.Landlords often ask for the reports to judge________(60 )
a person can be trusted to pay the rent. Credit checks are necessary for getting a credit card,even for pur-
chasing a mobile phone calling plan.
People can obtain a copy of their own credit report,usually __________(61)a cost of around US
$8—9.
Some consumer organizations recommend doing this once a year to allow one to catch any mistakes
__________(62)have slipped into the record or,even worse,to find out whether any fraud has taken place.
Though the system is controlled by laws __________(63)to protect people's privacy it isn't fool-proof:
sometimes people take out bad loans in others'names,________(64)their records.
In a society addicted________(65)credit,that can be a disaster.
_________(65)
A.on
B.to
C.by
D.with
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Good Way to Exercise:Jogging
Jogging has become the most popular individual sport in America. Many theories,even some mystical ones,have been advanced to explain the popularity of jogging. The plain truth is that jogging is a cheap,quick and efficient way to maintain(or achieve)physical fitness.
The most useful sort of exercise is exercise that develops the heart,lungs,and circulatory systems.If these systems are fit,the body is ready for almost any sport and for almost any sudden demand made by work or emergencies.One can train more specifically,as by developing strength for weight lifting or the ability to run straight ahead for short distances with great power in football,but running trains your heart and lungs to deliver oxygen more efficiently to all parts of your body.It is worth noting that this sort of exercise is the only kind that can reduce heart disease,the number one cause of death in America.
Only one sort of equipment is needed一a good pair of shoes.Physicians advise beginning joggers not to run in a pair of tennis or gym shoes.Many designs have been made in only the last several years that make a pair of excellent running shoes in dispensable if a runner wishes to develop as quickly as possible,with as little chance of injury as possible.A pair of good running shoes will have a soft pad for absorbing shock,as well as a slightly built-up heel that will give the knee and ankle more stability.A wise investment in good shoes will prevent the foot,ankle and knee injuries and will also enable the wearer to run on paved or soft surfaces.
No other special equipment is needed and you can jog in any clothing you desire.Many joggers wear expensive,flashy and warm suits,but just as many wear a simple pair of gym shoes and T-shirt.In fact,many people just jog in last year's clothes.In cold weather,several layers of clothing are better than one heavy sweater or coat. If joggers are wearing several layers of clothing,they can add or subtract layers as conditions change.
It takes surprisingly little time to develop the ability to run.The American Jogging Association has a twelve-week program designed to move from a fifteen-minute walk(which almost anyone can manage who is in reasonable health)to a thirty-minute run.A measure of common sense,a physical examination.and a planned schedule are all it takes.
Developing the ability to run takes little time.
A.Right
B.Wrong
C.Not mentioned
