更多"[单选题]Text 1 Last year nearly one mi"的相关试题:
[单选题]Text 1 Last year nearly one miUion Americans filed for bankruptcy.That is far fewer than the number who used to seek bankruptcy protection before the law was made tougher a decade ago.This reform may have done more harm than good.The aim of bankniptcy law is to give people relief from unpay-able debts.Some two-thirds of individual bankruptcies are due to a lost job.Many bankrupts need time to get back on their feet.In the mid-2000s Chapter 7 rules made it easy to wash away debts.That initated credit-card finns,which claimed that spendthrifts abused the system;so in 2005 the law was toughened.The idea was to shift people to a Chapter 13 bankruptcy,where they would have to repay some of the debt.The reform had a big impact.At least at first,Chapter 13 filings rose relative to Chapter 7 ones.And a new paper,from Stefania Albanesi,of the New York Federal Reserve,and Jaromir Nosal,of Columbia University,finds that the reform led to a permanent drop in the bankruptcy rate.However,other recent research suggests that this is not necessarily a good thing.Will Dobbie,of Princeton University,and Jae Song,of the SociaJ Securiiy AdminisLration,look at Chapter 13 bankrupLcies before the reforms of 2005.They link half a million bankruptcy filings to tax records and use a novel technique to analyse them.Because some bankruptcy judges are more merciful than others,people in similar straits may end up wiLh different bankruptcy decisions.This quirk allows some useful comparisons.Messrs Dobbie and Song argue that easier bankruptcy laws have good microeconomic effects.lf a creditor may no longer claim large chunks of a bankrupt's salary,that may increase his incentive to work-and decrease his need to slip out of town,change his job and close down his bank account.On average,those granted bankrupLcy eamed over 6,000 more in the subsequent year than similarly-placed plaintiffs who were rejected.The unlucky ones found it trickier to service their mortgages.Michelle White of the University of California,San Diego and colleagues found that bankruptcy reform caused the default rate on prime mortgages to rise 23%.Making consumer-bankruptcy law more debtor-friendly could hit Americans in other ways.If lenders are exposed to bigger losses,some argue,interest rates for such things as creditcards are bound to rise.But that danger can be overstated.Credit-card comparues may be reluctant to charge rates higher than their competitors'lest they attract more customers-those not put off by high rates because they know that,with luck,they won't have to pay their debts back.
Dobbie and Song believe that easier bankruptcy laws____.
A.may stimulate the debtors
B.will do more harm than good
C.may increase bankers'incentive
D.will raise people's average salary
[简答题]Since June last year the yuan has appreciated 7% against the dollar.The rise in China's relative costs has been even greater given its higher inflation rate.With stimulative fiscal and monetary policy bolstering domestic demand.China's current-account su
[单选题] Bruce has lived here （）last year.
A. /
B. for
C. before
D. since
[单选题]We'11 never forget ( ) in New York last year.
A. us to meet a few friends
B. our meeting a few friends
C. a few friends to meet
D. a few friends meeting
[单选题]They have produced_______they did last year．
A.twice as much grain as
B.twice more grain as
C.twice as many grain as
D.as twice many grain as
[单选题]Last year,some poor people had hardly__________the severe winter.
A.remained
B.lived
C.endured
D.survived
[单选题] Shirley （） a book about China last year but I don’t know whether she has finished it.
A. has written
B. wrote
C. had written
D. was writing
[单选题]（ ）This lesson is_______than the last one.
A.more easier
B.more easy
C.very easier
D.much easier
[单选题]Hangzhou,__we spent last spring,is one of the most beautiful cities in China.
A.where
B.which
C.that
D.when
[单选题]Text 4 The two-year degree is back.The idea of increased flexibility in higher education is,in the broadest sense,a good one.But it is a sign of how captured we have been by market-centric thinking that"flexibility",to this government,is manifested as"squeeze the same amount into a shorter period of time to maximise your financial returns later".The sector has undergone a"catastrophe"as part-time student numbers have collapsed;that the government's response is a degree format-the polar opposite of part-time-is indicative of its approach to governance in generaL For most demographics whose access to higher education is restricted,condensing the course doesn't address the barriers they're facing.If you're balancing employment and childcare with a full-time education,especially if you're relying on sketchy public transport infrastructure,it's unrealistic to squeeze any more into your schedule.Many universities currently structure their courses around the reality that many students work,at least part-time,while studying.None of this is to mention those with disabilities who may face additional barriers to access.There are no doubt some-the independently wealthy,for example-who may benefit,but it seems perverse that these people should be the focus of a major policy change.Troublingly,we seem to have fully accepted the shift from education as a social good to a product sold to students on grounds of higher earnings in the job market.Often,the grand promises of access to employment don't hold up.The labour market has been increasingly casualised and"hollowed out",with a gap emerging between the skilled and"unskilled".Progression through the ranks is vanishing,with a degree becoming a requirement for all sorts of jobs beyond simply those with high wages.Even beyond the gap between the promise and reality,though,lies a philosophical flaw with the current approach.The two-year degree,in and of itself,is neither a good nor a bad thing.For some people it will be a positive,for the majority of others an irrelevance.What is troubling is what it represents about how Britain's political establishment sees education.It fits well into the reductive free-market philosophy,where every aspect of life can be sold as a commodity.A government that sees the price of everything and the value of nothing will inevitably be drawn to the idea of squeezing maximum output into minimum time.A government that really wanted to make higher education more flexible,open and accessible would be exploring options that made sense for those with restricted access.There is no evidence,though,that this government thinks the choice between being stuck in a low-wage hellscape or taking on thousands of pounds in debt to play a roulette wheel with better odds is a bad thing.The days of education policies that address none of the problems with education are far from over
Which of the following is true of education?
A.The idea of education as a social good is fading.
B.It brings higher earnings in the job market than ever before.
C.It widens the gap between the skilled and the unskilled.
D.It increasingly consolidates the social hierarchical system.
[单选题]Text 2 In 1946,a 23-year-old Army veteran named John Goodenough headed to the University of Chicago with a dream of studying physics.When he arrived,a professor warned him that he was already too old to succeed in the field.But Dr.Goodenough ignored the professor's advice and today,at 94,has just set the tech industry abuzz with his blazing creativity.He and his team at the University of Texas at Austin filed a patent application on a new kind of battery that,if it works as promised,would be so cheap,lightweight and safe that it would revolutionize electric cars and kill off petroleum-fueled vehicles.We tend to assume that creativity fades with age.But Dr.Goodenough's story suggests that some people actually become more creative as they grow older.A 2016 Information Technology and Innovation Foundation study found that inventors peak in their late 40s and tend to be highly productive in the last half of their careers.Similarly,professors at the Georgia Institute of Technology,who studied data about patent holders,found that,in the United States,the average inventor sends in his or her application to the patent office at age 47,and that the highest-value patents ofien come from the oldest inventors-those over the age of 55.John P.Walsh,one of the professors,joked that the Patent Office should give a"senior discount"since"there's clear evidence that people with seniority are making important contributions to invention."A study ofNobel physics laureates found that,since the 1980s,they bave made their discoveries,on average,at age 50.The peak of creativity for Nobel winners is getting higher every year.For many years,oddsmakers have predicted that Dr.Goodenough would win the Nobel Prize,but so far the call from Stockholm has not come.You might call him the Susan Lucci of chemistry.If he finally does prevail,he could be the oldest person ever to receive the Nobel.The more I talked to Dr.Goodenough,the more I wondered if his brilliance was directly tied to his age.After all,he has been thinking about energy problems longer than just about anyone else on the planet.When I asked him about his late-life success,he said:"Some of us are turtles;we crawl and struggle along,and we haven't maybe figured it out by the time we're 30.But the turtles have to keep on walking."30.The attitude of the author toward relation between success and age is
A.biased.
B.objective.
C.compromised.
D.ambiguous.
